Quotes from Arundhati Bhattacharya

To tell you the truth, if you're looking at rising pretty high, then you need to find a way of taking care of these problems and not taking time off. At the end of the day, it is a very tough competition. And in a very tough competition, if you just take breaks, then it's going to become much, much more difficult.

It's good to be on the power list, but I don't see a practical use of it except when people introduce me to audiences.

I can't tell you precisely how much participation there will be from India in the One Belt, One Road, but what is clear is the understanding that it is important for us to develop neighbourhood trade.

It is too expensive to have a bricks and mortar presence everywhere.

Waiving debts corrupts the credit culture.

At SBI, we say that if you need a project to be done, you need to be determined that it needs to be done, put a deadline, and it will get done.

It is important to create credit absorption capacity rather than to just enhance lending targets.

Whatever I have said is in the interest of the system, and it has never been taken amiss.

Most of the time, women believe that what lies ahead is a precipice. Whereas, if you continue to drive and stay on the path, the road will open up in front of you, and you will reach your destination. You don't need to turn around and abandon the journey.

As demand goes down, you will see prices come down.

ATM is still a cash channel; we want to migrate it to the digital channel.

Digital is the only way to get rid of corruption and unaccounted cash.

I do believe in teamwork, and I think it's very important, especially for a woman, because if you don't have a good team, then you cannot step out if you need to.

If we want to be the banker to every Indian as we want to be, then we will have to use technology.

A maturing process, and growth, is always painful. You ask any teenager, they will tell you, and it's just like that for the country. We need to grow; we need to evolve.

Women being women, they are very sincere, committed, and honest in what they do. If they feel they are shortchanging some segment of their responsibility, they have a tendency of holding themselves back. What I would like to tell them is that it is not necessarily true that you will short-change one or the other.

SBI Caps has a distinct advantage because most of our people are market recruits. We have a public sector heritage. Our challenge is to bring the best of both - public sector heritage and private sector talent - and provide a unique offering.

If a woman is financially independent, she can definitely make a bigger contribution in making big decisions and contribute much more. If a woman is financially independent, she can pursue her interests, too.

Frankly, I have a lot of interests, and I am not all that wedded only to banking.

If you are really challenged, and if you are willing to take the plunge, very often some of the path opens up in front of you.

In order to ensure long-term investment, it is important to make infrastructure as transparent and as bankable as possible - should be a win-win for all.

At the end of the day, none of us are the Oracle of Delphi, so we don't get everything right. It's always good to be able to listen and to take on what seems to be the right thing to do.

India has a very young population which is comfortable doing business on a screen than do it one on one with a banking executive. They want quick fulfilment of desires, and may not have the time to go to a bank to get things done. Many of them are comfortable working from home.

I believe that we will benefit more by globalisation.