Quotes from Suze Orman

The most valuable asset you own at this stage of your life is your spirit.

If you have less than $100,000 in your traditional IRA: Keep investing in your IRA, but once you get within 10 years of retirement, consider reducing your IRA contribution by 50% and use that money to pay down your mortgage. For example, let's say you are contributing $500 a month to your IRA. My advice is to reduce that to $250 a month and then put the remaining $250 into accelerating your mortgage payments.

Sometimes poverty is the greatest gift you can ever be given. Sometimes loss is the key that leads you to gain.

Many people are in the dark when it comes to money, and I'm going to turn on the lights.

Find $50 a month for savings. No excuses!

Opt for a fixed-rate rather than an adjustable-rate mortgage.

If you pay off your mortgage before retirement, you take a huge financial load off your shoulders. You also become eligible to take out a reverse mortgage once you turn 62.

Pay off your mortgage before retirement, and that's one less bill you'll have to worry about when you're on a fixed income.

A cash advance on a credit card is one of the worst types of borrowing because the interest rate is typically 21 percent or more.

A revocable living trust allows your heirs to avoid probate entirely and keeps you in complete control of your finances while you're alive. You can always make changes to what's in the trust and to how you'd ultimately like it managed or disbursed.

The prenup needs to be drawn up months before the wedding, not days - it's not something you slap together and sign in the car on the way to the ceremony. A shotgun prenup might not hold up in court.

The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts.

The way to build your savings is by spending less each month.

Cut back your spending now.

It's easy to underestimate the real cost of home ownership.

Courage is not always about action. It takes courage to do nothing rather than do something that you do not believe in or understand.

The foundation of a financial fresh start actually has nothing to do with money or specific financial dos and don'ts. The first, and most difficult, step is to absolve yourself and your spouse or partner of any guilt.

I don't care how far we've come with "women's liberation," with all these things. In a man's mind, he still needs to be the support of his family. He needs to hold up the world.

One journalist estimated my liquid net worth at $25 million. That's pretty close. My houses are worth another $7 million.

Make it a priority to have at least eight months of living costs set aside in a federally insured bank or credit union account.

I want to conquer the unknown. I really, really want to live on the water and captain my own boat. I have dreamed of going around the world on a boat.

The truth is women in the workplace don't have to fight nearly as hard for opportunities, or to dispel stereotypes, as they did before.

Women are fighters. They will fight and fight and fight to get what they need, especially if they have children.

A pile of bills and statements - whether paid or not - is a sign that someone is clueless about what's coming in and going out.