Quotes from Suze Orman

Every financial worry you want to banish and financial dream you want to achieve comes from taking tiny steps today that put you on a path toward your goals.

It's only when we give to ourselves as passionately as we give of ourselves that we create the life we want and deserve.

Grace is above praise and blame. I never read the bad stuff people write, but I never read the good stuff, either. Ever. I know who I am, and I know that God looks down on me and smiles. I know that - without a shadow of a doubt.

I love the Roth IRA. Tax-free income in retirement is a truly great deal.

Just because you can afford it doesn't mean you should buy it.

Time is key to building your financial security.

Give a portion of your money to others. By releasing an anxious grasp on your money, you will open yourself to receive all that is meant to be yours.

You must trust yourself more than you trust others. Pay attention to your inner voice - it will tell you if how and in what you are investing is right for you.

I want to be clear here: It does not matter what you say in your will or trust; the beneficiary document attached to your IRA accounts and your life insurance policy overrides what you say elsewhere. If you want to change the beneficiary, you must change the beneficiary document.

Every time you overhear something hurtful, I want you to do something kind for someone else.

I always knew that I would have to make it on my own somehow.

Happiness is not a luxury. It is a necessity. When we are happy, we are in the best possible place to be good to ourselves and those we love.

What I've learned is that the audience is constantly rotating. Just because it feels like I've said it, there are millions and millions of people that have still never heard of it.

If the only way you can build an emergency fund is to pay the minimum due on your credit card, that is what you need to do.

If you wait to see how much money you have left at the end of the month to put toward savings, the answer may be zero. So, set up an automated monthly transfer from your checking to savings account. Once you lock into that commitment, you'll be forced to scale back spending to make ends meet.

I love, love, love that you want to use your debit card. But to keep your credit score solid, you still need to keep a few credit cards and use them at least once every few months.

Here is what is important: As women we need to support one another, not tear each other down. Let's lift each other up.

It's better to do nothing with your money than something you don't understand.

No one's ever achieved financial fitness with a January resolution that's abandoned by February.

They got married, they got divorced, and half their money goes out the window.

You must recognize, embrace, and be honest about what is real for you today and allow that understanding to inform the choices you make. Only then will you be able to build the future of your dreams.

A wise woman recognizes when her life is out of balance and summons the courage to act to correct it, she knows the meaning of true generosity, happiness is the reward for a life lived in harmony, with a courage and grace.

When you're happy you find pure joy in your life. There are no regrets in this state of happiness - and that's a goal worth striving for in all areas of your life.

Here's my gift-giving rule: Respect your current financial situation.