Quotes from Michelle Singletary

My writing is definitely influenced by and speaks to African-Americans because that is who I am. I'm black. I'm a black woman. I'm a black mother, wife, churchgoer, etc. I am the legacy of slavery.

Money may not be able to buy you love, but conflicts about it can certainly bankrupt your relationship.

I like the idea of having a paperless society.But to be paperless means you have to be so careful with your identity.

You made a decision given your life circumstances and you have to be ok with that. Regrets that can't be change is just torturing yourself.

That's is life. You move and change according to things that happen to you and things that you make happen because of poor choices.

Having a separate fund for the things in life that happen, helps keep the emergency fund in tact in case you lose your job or income.

Once you finish paying for college you could reduce your life insurance.

Save what you can toward the emergency and life happens fund. But don't worry yourself sick at the slow growth. The point is it's growing even it's just one dollar at at time.

The key to making sure your credit stays good is paying the bill on time. If you are paying the balance off even if there is something on the card in recent purchases, you are good.

Having fun time is a good use of your money.

You can't time the market.

When you give people who are being financially responsible money, you are enabling them to continue a bad habit. So you are actually helping by saying, "Love you but no."

I love teaching people how to handle their money and I've built a brand on that skill.

To sum it up: Discipline + Self-denial = Cents for the Kingdom!

You can have earthly riches, but you can still be poor spiritually.

If we equate having stuff with contentment, then why aren't we satisfied considering all the stuff we have?

If all it took was money to be happy, then rich people wouldn't have "issues.

Just think about this: If you were to die, how long would it take for people to go through your stuff? How many hours would they have to take off from their jobs to find and organize your personal property? Could they find your will? Where would they look for any instructions on your estate? Have you written down in a secure place the passwords to your computer or phone so friends and family can contact people if you pass away?

You can't keep living without a plan for your money. That's like going on a cross-country trip to visit cities and towns you've never been to before, only you don't have a roadmap.

www.washingtonpost.com/singletaryP2Pl...

How many blessings are you missing because you spend every dime you make?

TESTIMONY TIME: Day 4 I learned in the fast to never sacrifice the tithe. God will not only take care of you but reward you. Mellissa

Prosperity is only an instrument to be used, not a deity to be worshipped. Calvin Coolidge

It's so easy to refuse to help others when you feel they were irresponsible. It's tempting to pass judgment and think you've done better for yourself on your own. But don't be so arrogant to think you got where you are by your own actions. Contrary to popular wisdom, you can't pull yourself up by your own bootstraps. Whether you acknowledge it or not, you had help.