Quotes from Anthony Robbins

But here's the truth: the ultimate thing that stops most of us from making significant progress in our lives is not somebody else's limitations, but rather our own limiting perceptions or beliefs.

Porque sabe que el cambio conduce hacia lo desconocido, y la mayoría de la gente cree que lo desconocido será mucho más doloroso de lo que ya está experimentando. Es como lo que dicen los viejos proverbios: «Más vale lo malo conocido, que lo bueno por conocer», o «Más vale pájaro en mano que ciento volando».. Estas creencias esenciales nos impiden emprender acciones capaces de cambiar nuestras vidas.

The other type of annuity is called a deferred annuity. This simply means you give the insurance company money either in one lump sum or over a period of years, and instead of receiving

There are not more than five primary colors, yet in combination they produce more hues than can ever be seen. —SUN TZU, The Art of War

The secret to wealth is simple: Find a way to do more for others than anyone else does. Become more valuable. Do more. Give more. Be more. Serve more. And you will have the opportunity to earn more

an immediate income, your returns are reinvested in a tax-deferred environment so that when you're ready you can, at will, turn on the income stream you want for the rest of your life. You can literally have a schedule for what your income will be when you're 40, 50, 60—for every year of your life.

Are there any exceptions to the rule? Only two that experts tell me are worth considering in so far as one needs the tax efficiency. Vanguard and TIAA-CREF both offer extremely low-cost variable annuities with a list of low-cost index funds to choose from. They do not charge commissions, so there are no surrender charges if you want to cash in.

So in my total portfolio, including both my personal and retirement accounts, about 60% of my assets are in stocks, mostly in Vanguard's stock index funds.

La imaginación es más importante que el conocimiento. ALBERT EINSTEIN

Often it's frustration, anger, or stress that triggers a breakthrough. We hit our threshold: a point where we say, "Never again and no more.

only way to become wealthy, and stay wealthy, is to find a way to do more for others than anyone else is doing in an area that people really value.

20% Wilshire 5000 Total Mkt TR USD 20% FTSE NAREIT All REITs TR 20% MSCI ACWI Ex USA GR USD 15% Barclays US Long Credit TR USD 15% Barclays US Treasury US TIPS TR USD 10% MSCI EM PR USD

We lift ourselves by our thought, we climb upon our vision of ourselves." —ORISON SWETT MARDEN

If you want to help somebody, you won't access this kind of leverage by making them wrong or pointing out that they're inconsistent, but rather by asking them questions that cause them to realize for themselves their inconsistencies.

He smiled again and grabbed my arm. "It so simple," he said. Indexing is the way to go. Invest in great American businesses without paying all the fees of a mutual fund manager and hang on to those companies, and you will win over the long term!

Brainstorm about all the recurring expenditures that you could eliminate or reduce to cut your expenses. Car insurance, cell-phone bills, lunch money, movie tickets. Think about where you can make changes.

Your instincts might tell you that you'd do better in the second scenario, with steady gains, but you'd be wrong. You can actually make higher returns by investing regularly in a volatile stock market.

If you want to look for obstacles, what's wrong is always available. But so is what's right! I am a hunter of human excellence. I seek out those individuals who break the norms and demonstrate to all of us what's really possible. I learn what those few extraordinary individuals do that's different from everybody else, and then emulate them. I find out what works, and then I clarify it, simplify it, and systematize it in a way to help people move forward.

Just like dollar-cost averaging, the discipline once again makes you invest in underperforming assets when their prices are low, so that you own lots of them when their prices go up.

If rebalancing seems a little intimidating, the good news is this work can be done for you automatically by the right fiduciary advisor.

Sure, it's illegal to melt down your nickels (for now), but the point is, "I won't need to melt it down because once they change the way they make the nickel, the old nickels become even more valuable than before because scarcity sets in as they begin to remove them from circulation.

You don't want to hesitate to get in the market trying to have perfect timing; instead, use dollar-cost averaging and know that volatility can be your friend

Asset allocation is everything!

inhale one count, hold four counts, exhale two counts. If you inhaled for four seconds, you would hold for sixteen and exhale for eight.