Quotes About Lending

Its prime cause was the rise and fall of 'securitized lending', which allowed banks to originate loans but then repackage and sell them on. And that was only possible because the rise of banks was followed by the ascent of the second great pillar of the modern financial system: the bond market.

there is nothing safer than lending money to people with property. Why? Because if they default on the loan, you can repossess the house. Even if they run away

Although it performed the same functions as the Dutch Wisselbank, the Riksbank was also designed to be a Lanebank, meaning that it engaged in lending as well as facilitating commercial payments. By lending amounts in excess of its metallic reserve, it may be said to have pioneered the practice of what would later be known as fractional reserve banking, exploiting the fact that money left on deposit could profitably be lent out to borrowers.

Credit was, quite simply, the total of banks' assets (loans).

The human species, according to the best theory I can form of it, is composed of two distinct races, the men who borrow, and the men who lend.

Life gives us nothing outright. It only lends. Nothing is ours to keep. Absolutely nothing. Not even our bodies, our brains.

Borrowing is the mother of trouble.

Lend a little and you have a debtor—lend a lot and you have a partner!

If a lending institution is faced with bids for a package of toxic assets that are less than the carrying value of those assets, the sale of those assets would trigger a further loss and reduce the underlying capital of the institution.

There is no greater crime against humanity than usury.

What began as a subprime lending problem has spread to other, less risky mortgages and contributed to excess home inventories that have pushed down home prices for responsible homeowners.

The human species, according to the best theory I can form of it, is composed of two distinct races, the men who borrow and the men who lend.

Tis against some mens principle to pay interest, and seems against others interest to pay the principle.

One of the greatest disservices you can do a man is to lend him money that he can't pay back.

Nobody ever lends money to a man with a sense of humor.

Los libros tienen su orgullo, cuando se prestan no regresan nunca.

Why borrow if you are not in need of it? You must lend feet to the maximum of your bed only, and not to borrow except in the case of necessity.

Always borrow money from a pessimist... He never expects to be paid back.

It's easy to get a loan unless you need it.

Borrowing is not much better than begging; just as lending with interest is not much better than stealing.

Without deposit banking modern economies would be impossible. Banks are not only a means of safeguarding money, but also a method of maintaining a constant and energetic flow of capital within a complex economy. Without deposit banking money that is saved is hidden away and removed from the economy—it does nothing except preserve its original worth. Deposit banking, however, allows saved money to be loaned and invested, thereby producing more wealth.

The end of democracy and the defeat of the American Revolution will occur when government falls into the hands of lending institutions and moneyed incorporations.

Neither a borrower nor a lender be.

The business of a bank is to lend money; which amounts, nowadays, to lending credit.