Quotes About Lending

If a man owes me money, I never seem to forget. But if I do the owing, I somehow never remember.

By creating a minority quota in lending the government is clearly playing politics and wants to fatten its vote banks, whether or not it makes commercial sense.

I ran a 'loan modification machine.'

Small- and medium-sized businesses need access to a diverse range of finance options, including non-bank lending. These new forms of finance are still small in scale today but they should, over time, bring additional choice and greater competition to the lending market.

Ein Buch, das man liebt, darf man nicht leihen, sondern muss es besitzen.

We need a resilient, well-capitalized, well-regulated financial system that is strong enough to withstand even severe shocks and support economic growth by lending through the economic cycle.

Companies typically borrow money at less than their return on equity and therefore compound their return at the expense of lenders.

Borrowed books and umbrellas are seldom returned

All my life I have been honest-comparatively honest. I could never use money I had not made honestly-I could only lend it.

Lending to firms and individuals engaged in the production of goods and services – which most people would imagine was the principal business of a bank – amounts to about 3 per cent of that total (see Chapter 6

The process by which banks create money is so simple that the mind is repelled.

Customers deposit money in a bank for interest; the bank lends that money to other people at a higher rate of interest. This isn't glamorous or interesting, but then banking is not supposed to resemble base jumping or hip-hop.

Since there must be borrowing and lending, and men are so hard of heart as they will not lend freely, usury must be permitted.

We need a new British business bank with a clean balance sheet and an ability to expand lending rapidly to the manufacturers, exporters and high-growth companies that power our economy. Today I can announce we will have one.

Lending rate is a function of both liquidity as well as credit demand.

It has always been more expensive for the poor to borrow money. We see this in everything from mortgage rates to credit cards.

When interest rates are coming down, you cannot have high margins.

Putting an end to usurious rates is not going to be as simple as asking banks to lay down internal guidelines, policies and procedures.

When a bank calls in a loan, it obviously hurts the customer in question. But it also adversely affects other banks that have lent to this borrower. They are now less likely to be repaid and so can't as readily lend to their own customers.

We shouldn't be profiting from our students who are drowning in debt while giving a great deal to the banks. That's just wrong.

Good comes to those who lend money generously and conduct their business fairly. —Psalm 112:5

No one lends his entire fortune, not even to his best friend

The problem for those who assert biblical authority in support of traditional definitions of marriage is that one could, with equal validity, assert that the lending of money or certain kinds of haircuts are forbidden by God, or that slavery and the subjugation of women are authorized by the Lord.

It is no wonder that bank capital is regulated. When borrowing and lending is profitable, it is tempting for banks to scale up their operations and to borrow and lend too much in relation to their capital, in effect reducing the effectiveness of the potential capital cushion.