Quotes About Budgeting

The best thing we can do to help small-business owners succeed is cut spending.

Many Americans who have suffered during a recession have had to cut their spending 1 percent, and they didn't like doing it, but they were able to do it to get their family's finances back in order.

Look everywhere you can to cut a little bit from your expenses. It will all add up to a meaningful sum.

Time spent on any item of the agenda will be in inverse proportion to the sum involved.

You can have parties without spending enormous sums of money.

We were not rich, but my parents had adjusted their lifestyle to their incomes—and in the end that is a big part of the battle.

I've been pinching our pennies so tightly that Abraham Lincoln's face is imprinted on my fingers.

Money is finite. There is not an infinite supply. That's something a lot of people have trouble remembering these days. In a time when crazy mortgages, car loans, student loans, and credit cards make you believe anyone can purchase anything at any time with no consequences, it's easy to forget that money has limits.

70% of Americans live paycheck to paycheck. Seven out of ten people you walk past going down the sidewalk are broke. You can model your life after them, and you will be one of them. Or you can mode your life after the weird people. Because wealth is unusual. It's not normal. So you have to engage in unusual behaviors and habits to create unusual results

the most important key to building wealth is becoming and remaining debt-free.

No matter how blessed or distressed you are financially, your first priority every month is to cover what I call the Four Walls. Think of it as the four walls that hold your house together. They are food, shelter, clothing, and transportation. If you have food in your belly, a roof over your head, clothes on your back, and a way to get to work tomorrow, you'll live to fight another day.

Zig Ziglar says, "If you aim at nothing, you'll hit it every time." I love how Zig cuts right to the heart of the matter. If you don't have a target, if you don't have a goal in mind, then you'll never get where you want to go. Most people take a "Ready-Fire-Aim" approach to budgeting. They get the money, spend the money, and then wonder why they don't have any money. It's crazy!

Millionaires use coupons. Ninety-three percent of millionaires in the National Study of Millionaires shop with coupon discounts.

You can see that I've heard all the excuses and complaints, but here's the deal: budgeting is crucial to your success. Your income is your responsibility. If you get to retirement with a mountain of debt and nothing to live on, it's no one else's fault. But beyond the obvious financial benefits to taking control of your money, there are a ton of other reasons to pull out the budget forms every month.

Foundations in Personal Finance.

Si el consumidor estuviera libre de deudas y viviera dentro de los límites de sus recursos, su confianza estaría bien fundada.)

Un presupuesto es cuando la gente dice a su dinero dónde ir, en lugar de averiguar adónde fue».

Act your wage.

I tell everyone never to take more than a fifteen-year fixed-rate loan, and never have a payment of over 25 percent of your take-home pay. That is the most you should ever borrow.

what determines your wealth is not how much you make but how much you keep of what you make.

In fact, what determines your wealth is not how much you make but how much you keep of what you make.

A latte a day keeps retirement away

The problem isn't our income; it's what we do with our money once we get it... how much you earn has almost no bearing on whether or not you can and will build wealth.

Give a man a fish, he eats for a day; teach a man to shop for fish at Whole Foods, he'll be broke within the year.