Quotes About Brad Garlinghouse

Some in the bitcoin community have always taken an anti-government, anti-fiat, anti-bank approach to their philosophy. Ripple takes the orthogonal side of each of those.

The thing I think is often misunderstood about Ripple is people say, 'Oh, Ripple is a centralized platform.' To me, this is a legacy perspective. Ripple's technology, IRP, is open source; XRP Ledger is open source.

If Ripple as a company went away, XRP would continue to trade. To me, that's the definition of decentralization.

I don't think central banks are going to give up fiat currency anytime in my lifetime.

I think most of the ICOs you're seeing are not real token use cases. They're really securities, so I think the SEC should regulate that.