Quotes About Investment

With our national savings rate well below one-percent, it is imperative that the government embrace innovative and cost-effective means of boosting personal savings.

But with a rate of return of 1.6 percent or less, or a negative rate of return, our children and our grandchildren, if we do not make changes, will in fact not have a secure retirement. Indeed, they will not have the funds when they go to retire to even minimally get by.

Refinancing your mortgage usually makes sense if you can lower your interest rate by at least two points. But the most important question to ask yourself is, how long will it take you to break even?

You'll get the biggest bang for each buck by paying off the highest interest rate debt in your portfolio first, while making minimum payments on the remainder. It's called the avalanche method, and it gets you out of debt cheapest and fastest.

We want to keep a preferred rate for capital gains - we think it is important to encourage investment.

It all comes down to interest rates. As an investor, all you're doing is putting up a lump-sump payment for a future cash flow.

Nobody likes high interest rates.

It's not how much you spend, it's how you spend it. We have been putting a lot of money into education in the state of Nevada, and it's gotten us to 50th in the country in graduation rates. We needed more accountability in our system.

Low interest rates are a big opportunity for investment. But the issue is that this money should go to the real economy, not the financial economy.

Our Government is committed to pursuing policies and programs which facilitate a further lowering of the interest rates in order to fuel investment and growth. We call on the commercial banks to partner with us in this effort.

You cannot take bank interest rates very sharply down: you will lose your deposit franchise.

It would be helpful if someone would lay out exactly the economic mechanism that gets us from yet lower interest rates to actual economic activity.

Well, the U.S. is running a current account deficit; we are creating lots of investment opportunities in the United States that exceed our own domestic savings rates, so the issue here is to encourage higher savings rates in the United States.

If you are prepared for some risk, junk bonds pay about 5%, but they tend to get whacked when interest rates rise. Same with lower-yielding but higher-quality corporate bonds.

When the time comes to raise rates, I do think there will be some benefits that flow through to savers.

If you're making all your money simply betting on interest rates, that's not a business. Flow is a business. On the outside, they look the same for a while. But when you dig into them, no, they weren't exactly the same.

When interest rates are coming down, you cannot have high margins.

Over time, low rates can put pressure on the business models of financial institutions.

Because we're actors we can pretend and fake it, but I'd rather the intimate investment was authentic.

Junk bonds prove there's nothing magical in a Aaa bond rating.

I'm the treasurer of the state of Ohio, where, when the United States credit rating was downgraded for the first time in American history, and 14 government funds around the country were downgraded, we earned the highest rating we could earn on our $4 billion investment fund.

We are monitoring the global companies on a daily basis, and their rating continues to be investment grade. We will take immediate action if anything goes wrong.

Today, credit rating agencies rate companies, countries and bonds.

If you look at all the investments made during 'Dragons' Den,' the ratio of those that make it to those that don't is actually extremely high.