Quotes About Investment

The top 1 percent of all U.S. households owns 38.3 percent of all stocks. The top 10 percent owns roughly 81 percent. The bottom 90 percent owns just over 18 percent of the stocks held by households in the United States (Table 11.5). Fully 50 percent of U.S. households own no stocks. Even among those who do hold stocks, most own them through pension and retirement funds, where they are not accessible for general use.

The stock market is almost magical because it always leads the economy. It goes down long before the economy drops and then heads higher long before the economy rebounds. It always has.

it's a good idea to remember that whenever there is a buy and a seller, somebody is wrong. Make sure it's not you

When is it safe to invest?' there are two answers ... 1. Never! 2. Always! `Never for' the crowd... `Always' for the reasonable man; for it all depends upon what you call `safe,' in a world peopled by fallible human beings.

There are no good or bad stocks. The company is either good or bad. Stocks are just stocks.

He financed governments, wars, railroads-anything that stood for progress.

There is something permanent, and something extremely profound, in owning a home.

Some of the teams who read and applied the first edition of this book didn't get the part of the message about the last responsible moment. They piled story on story as quickly as possible with the least possible investment in design. Without daily attention to design, the cost of changes does skyrocket. The result is poorly designed, brittle, hard-to-change systems.

Incremental design—We invest in the design every day, but we have the additional constraint that we need to keep our APIs stable.

If I paid $3 or $4 for a cigar, first I'd sleep with it.

put time on your side. Start saving early and save regularly. Live modestly and don't touch the money that's been set aside.

Tip of the Week If you bought $1,000 worth of Nortel stock one year ago, it would now be worth $49. If you bought $1,000 worth of Budweiser (the beer, not the stock) one year ago, drank all the beer, and traded in the cans for the nickel deposit, you would have $79. My advice to you…start drinking heavily.

In the 1990s, the ratio of buy to sell recommendations climbed to 100 to 1, particularly for brokerage firms with large investment banking businesses.

There is one investment truism that, if followed, can dependably increase your investment returns: Minimize your investment costs. We

It is the definition of the time period for the investment return and the predictability of the returns that often distinguish an investment from a speculation. A speculator buys stocks hoping for a short-term gain over the next days or weeks. An investor buys stocks likely to produce a dependable future stream of cash returns and capital gains when measured over years or decades.

Education is the one investment that means more for our future because it means the most for our children. Real improvement in our schools is not simply a matter of spending more: It's a matter of asking more--expecting more--of our schools, our teachers, of our kids, of our parents, and ourselves.

There's a need for accepting responsibility - for a person's life and making choices that are not just ones for immediate short-term comfort. You need to make an investment, and the investment is in health and education.

The gap between financial capital of US$190 trillion looking for highly profitable investment opportunities and a real economy and social sector without access to the financial capital needed to operate and grow is at the heart of the worldwide economic crisis.

Every place in West, it seemed, was always for sale.

One must be very sure of the bank before one opens an account.

In this new economy, three groups will have a particular advantage: those who can work well and creatively with intelligent machines, those who are the best at what they do, and those with access to capital. To

As Harris argues, these companies didn't invest the massive resources necessary to perfect this auto-tagging feature because it was somehow crucial to their social network's usefulness. They instead made this investment so they could significantly increase the amount of addictive nuggets of social approval that their apps could deliver to their users.

Getting to the cutting edge of a field can be understood in these terms: This process builds up rare and valuable skills and therefore builds up your store of career capital. Similarly, identifying a compelling mission once you get to the cutting edge can be seen as investing your career capital to acquire a desirable trait in your career. In other words, mission is yet another example of career capital theory in action. If you want a mission, you need to first acquire capital.

Conclusion #2: Passion Takes Time