Quotes About Investment

If you can provide the funding and you get the leadership, you'll have a competitive team.

If you don't invest in you, you'll soon find that no one else will, either.

Often after years of deep investment into others we are shocked and disappointed that they simply didn't get who we really are.

The man who stops advertising to save money is the man who stops the clock to save time.

My hope is that countries like Morocco will have investment to create work, so people don't have to leave.

I'm not saying that owning a house makes life into some kind of blissful paradise; simply that it makes the difference between freedom and enslavement.

To maximize the return of your taxable account, you want to minimize the taxes you pay.

Holding out until you get your price to sell an investment is playing a fool's game.

Let's assume someone puts $10,000 in a mutual fund, leaves it there 20 years, and gets an average annual return of 10 percent. If the fund had an expense ratio of 1.5 percent, the fund is worth $49,725 at the end of 20 years. However if the fund had an expense ratio of 0.5 percent, it would be worth $60,858 at the end of 20 years. Just a 1 percent difference in expenses makes an 18 percent difference in returns when compounded over 20 years.

Most of us have learned from experience that cheap goods and services are usually not as good as more expensive goods and services. Paying more will often buy a better house, a better car, better clothing, better airline seats, and better service. It is, therefore, understandable that many investors believe that paying more for expensive funds, expensive financial advice, and expensive investments will result in better results. The opposite is nearly always true.

And someone with significant net worth or a large portfolio does not need to invest in risky investments in search of higher returns.

We can't stress enough how important it is to establish your own personal financial plan, and then carefully follow that plan. Select low-cost mutual funds, preferably index funds, as the core of your investment portfolio.

Think about your financial objectives and know what type of financial services you need. Knowing what you need will not only help you find the professional that's right for you, but it will also help prevent you from paying for services you don't want.

Market timing is a poor substitute for a long-term investment plan.

Protect your assets with the proper types and amounts of insurance. Insurance is for protection. It's not an investment. Don't confuse the two.

It turns out that an investment of $601 at the beginning of each month in stock index funds, coupled with an average annual return of 10 percent, grows to the sum of $1,249,655 in 30 years. Incidentally, $601 a month is approximately 28.9 percent of a yearly salary of $25,000. And in case you might be wondering, yes, the math works the same for everybody.

What most young people don't understand is that SAVING is more important in the beginning than finding the best performing investment. Having the ability to "Pay yourself first," manage your debt load, and determine a vision of what you want to accomplish is vital to your success.

Minors Act (UTMA) or Uniform Gifts to Minors Act (UGMA) are one way that parents can earmark funds for their children's education. Often gifts of cash for a child's birthdays and other special occasions end up in this account, and it grows over time.

It's important to note that Vanguard offers their low-cost ETFs commission-free, eliminating the previously mentioned downside associated with having to pay commissions to buy and sell ETFs.

The child cannot be listed on the bond as either an owner or co-owner. However, if the child is listed on the bond as the beneficiary, the bond will still qualify for the tax-free educational benefit.

You can invest in both a Coverdell ESA and a 529 plan at the same time. You're allowed to change the beneficiary to another family member. Finally, unlike an UGMA or UTMA Custodial account, you retain complete control of the assets.

If you find yourself with liquid assets of between $200,000 and $2 million when you reach your mid- to late fifties, give serious consideration to buying long-term care policies for you and your spouse.

Young people shouldn't fall for it, since they normally don't have dependents who rely on them for support. Everyone should save and invest their money and not buy life insurance until the situation requires it.

Experiments have determined that at the emotional level, we feel the pain of a $100 loss twice as much as we enjoy the benefit of a $100 gain. Consequently, many people once burned by a stock market loss vow to never invest in it again. As Mark Twain said, "A cat who sits on a hot stove will never sit on a hot stove again, but he will probably never sit on a cold one either.