Quotes About Borrowers

Because we are the largest lender in the manufactured homes sector and are also normally lending to lower-and-middle-income families, you might expect us to suffer heavy losses during a housing meltdown. But by sticking to old-fashioned loan policies — meaningful down payments and monthly payments with a sensible relationship to regular income — Clayton has kept losses to acceptable levels. It has done so even though many of our borrowers have had negative equity for some time.

Borrowers of books — those mutilators of collections, spoilers of the symmetry of shelves, and creators of odd volumes.

Borrowers of books --those mutilators of collections, spoilers of the symmetry of shelves, and creators of odd volumes.

I mean your borrowers of books - those mutilators of collections, spoilers of the symmetry of shelves, and creators of odd volumes.

Subprime mortgages, typically defined as those issued to borrowers with low credit scores, make up roughly the riskiest one-third of all mortgages.

The escalation of home prices that had allowed refinancing to pay off more debt had stopped. With a decline in housing prices, overleveraged borrowers suddenly faced a mounting debt burden—and in the worst cases owed more than the house was worth.

More than a quarter of mortgage borrowers are underwater, and 11 percent of all homes are vacant.

The decline in home equity makes it more difficult for struggling homeowners to refinance and reduces the financial incentive of stressed borrowers to remain in their homes.

We are very much engaged across the government, very much engaged in streamlining and simplifying our activities with borrowers and lenders, because that saves time and saves costs and we believe we can do that while maintaining the same or increased levels of oversight and risk management.

Navient's actions have led to student borrowers needlessly carrying billions of dollars in debt, and the company must be held accountable.

My investigation found Sallie Mae put student borrowers into expensive subprime loans that it knew were going to fail.

Substantive and procedural law benefits and protects landlords over tenants, creditors over debtors, lenders over borrowers, and the poor are seldom among the favored parties.

The function of a financial system is to channel money from people who have it but want to save it to people who don't have it but want to spend it. ... In Ireland, as in most European countries, the banking system is the most important conduit for channelling money from savers to investors.

When individuals are exchanging present goods against future goods they do not take account in their valuations of Variations in the objective exchange-value of money. Lenders and borrowers are not in the habit of allowing for possible future fluctuations in the objective exchange-value of money.

Borrower's don't steal." "Except from human beings," said the boy. Arrietty burst out laughing; she laughed so much that she had to hide her face in the primrose. "Oh dear," she gasped with tears in her eyes, "you are funny!" She stared upward at his puzzled face. "Human beans are for Borrowers - like bread's for butter!

Human beans are for Borrowers—like bread's for butter!

poverty is not the result of rapacious financiers exploiting the poor. It has much more to do with the lack of financial institutions, with the absence of banks, not their presence. Only when borrowers have access to efficient credit networks can they escape from the clutches of loan sharks, and only when savers can deposit their money in reliable banks can it be channelled from the idle rich to the industrious poor.