Quotes About Loans

Kids of the 1980s and 1990s have had a new, huge, financially catastrophic demand on their meager post-recession earnings, too: a trillion dollars of educational debt. About a quarter of Gen Xers who went to college took out loans to do so, compared with half of Millennials.

Every regulatory speech on derivatives takes a bow to their hedging 'benefits.' Less publicly, regulators pay their respects to derivative profits, a blessed relief from the banks' troubled loans to less-developed countries, highly leveraged companies, and real estate swingers.

The truth is that development of public transport facilities needs government funding or cheap loans.

I'm a neurotic Jew who doesn't want loans. I can't even carry a balance on my credit card without having a nervous breakdown.

Except for a handful of banks that just keep a handful of their loans in portfolio, on their balance sheet, every other loan that's originated in the United States - whether from a bank, mortgage company, mortgage broker - is sold into the secondary market.

I learned how to lend money by cleaning up the messes of others who had made loans before me.

I came from a very middle-class family and had to take out loans to go to college. I was really shocked when I arrived at school at the difference between those who had money and those who didn't.

Limited Access. Today, 1.7 billion people are unbanked, making it very challenging for them to obtain loans and to operate in the world of internet commerce.

Game of Thrones? No. Game of loans. I'm going to loan my foot to your ass." - Taliyah, the Cold Hearted

Debt is a bottomless sea.

When students have access to low-interest loans and government aid, colleges have no incentive to cut costs. Why should a college lower tuition if more students are able to pay with subsidized loans from the government?

However, this President sees no problem eliminating funding for Perkins Loans in his budget, even though the cost of tuition is rising and will continue to rise as the administration's policies force inflation.

I'm all in favor of banks that play their part in community endeavors, private individuals looking for loans, people who want to start up a little business, and that's what banks are for.

Many of you have heard me say this repeatedly over the years: There is financial aid for college. There are loans for college. But there is no aid or loans to help you in retirement. There is no aid if you run into a rough patch and you do not have sufficient funds in an emergency savings account to navigate your way out of trouble.

There are no loans for retirement.

Peer-to-peer lenders originally sought to attract retail investors to its loan marketplace, but the lack of high-returning assets elsewhere in the market has made these platforms increasingly attractive to major asset managers and hedge funds.

I was definitely planning to go to college, but I deferred my admission to Carnegie Mellon to be in a non-equity tour of 'The Sound of Music.' But I made very little money in the tour, and college is really expensive, and I thought I'd never be able to pay off those loans.

The harvest is good. Families are awash with rice. Deposits at the rice storehouses climb, enabling more loans. Land values are rising, both because credit is more readily available and because villagers believe future harvests will continue to be bountiful.

I was lucky to have a successful career as a model, but that was just a way to pay off my college loans.

Because the fees associated with a reverse mortgage are high, such loans make sense only for borrowers who expect to live in their home for a number of years.

You can get in and out of credit cards in a hurry. Not so easy to get in and out of mortgages.

These experiments tend to find that the benefits of receiving a small loan are quite modest, and temporary. Applying the same rigorous test to other approaches—for example, giving microentrepreneurs small cash payments along with advice from a mentor—finds that the cash-and-mentor scheme is more likely to boost the income from these tiny businesses than providing loans would.14

unexpected increases in inflation are the de facto equivalent of outright default, for inflation allows all debtors (including the government) to repay their debts in currency that has much less purchasing power than it did when the loans were made.

As we mentioned in the preamble, banks' role in effecting maturity transformation—transforming short-term deposit funding into long-term loans—makes them uniquely vulnerable to bank runs