Quotes About Retirement

Tereza. He took her shoulders, turned her to face him, and she felt a shiver of alarm. This is my last harvest. Eli— I'm not going to die. To reassure, he ran his hands down her arms. I want to retire. I've been thinking of it, seriously thinking of it since you and I traveled to Italy. We've let ourselves become too rooted here and there

I have known successful businessmen who, upon retirement, lost all zest for life. Their work had given their lives meaning. Often it was the only thing that had given their lives meaning and, without it, they spent day after day sitting at home, depressed, "with nothing to do.

You don't retire from a job (which may have become stale) but to an activity that is meaningful to you.

It's funny. When I retired, I thought I'd really miss it. But I really feel like there was a weight lifted off my shoulders. I couldn't believe it. When I got done with that press conference, I walked out of there and I go, "Well, now I'm just a normal citizen. My career is over and it feels good."

Most Americans could retire on what they waste on car loans.

The wife can file for a retirement benefit, but then immediately suspend its collection and restart the benefit at or before age 70, during which time she will earn Delayed Retirement Credits of 8 percent a year.

The wife can file for a retirement benefit, but then immediately suspend its collection and restart the benefit at or before age 70, during which time she will earn Delayed Retirement Credits of 8 percent a year. But filing for her own retirement benefit permits her spouse to file a restricted application just for his spousal benefit.

TO: Social Security Administration FROM: John Doe (Social Security #123-45-6789; Birthdate xx-xx-xxxx) RE: Request to file and suspend retirement benefit I am writing to "file and suspend" my benefits effective as of Month Day, Year, when I will be AB years and CD months old. Please confirm your receipt and approval of this request via email or letter. Sincerely, John Doe

Reminder: your spouse has to have filed for her or his own retirement benefit for you to take a spousal benefit.

You Can File and Suspend to Get Benefits for Your Spouse To enable your spouse to receive spousal benefits, you need to file for your retirement benefit. But you don't need to take your retirement benefit if you file after reaching FRA. You can, instead, file and suspend—that is, file for your benefit, but suspend its collection. This way you can wait until 70 to begin taking your own retirement benefit, when it will be at its largest value thanks to the Delayed Retirement Credit.

Apart from any reduction for taking a widow(er) benefits early, your widow(er) benefit will equal at least what your spouse was collecting as a retirement benefit.

And all you have to do is stay alive and those Social Security payments will keep coming each and every month—payments guaranteed by the United States government and protected against inflation. That's because every January, you get, by law, annual benefit raises that equal the prior year's rate of inflation.1

Married? You Can Get Maximum Spousal and Retirement Benefits If your husband (wife) files for their retirement benefit (regardless of whether they suspend it), you can, after reaching FRA, file just for a full spousal benefit (half of your spouse's full retirement benefit) and then wait until 70 to collect your largest possible retirement benefit.

Federal taxes may be due on up to half of your Social Security benefits if what's called your "combined income" is more than $25,000 a year ($32,000 for joint filers). If you make between $25,000 and $34,000 ($32,000 and $44,000 for joint returns), you may owe federal taxes on up to 85 percent of your benefits.

That's it: work longer, fix Social Security, save more through 401(k)s, and consider using home equity. These steps are all doable, and they should all seem familiar.

Let's start with working longer. Many of us are healthier and have less physically demanding jobs than our parents and grandparents. And we are living much longer. So stretching out our work lives is a sensible option. And the payoff is eye-popping! Individuals who delay receiving Social Security benefits from 62 to 70 increase their monthly benefits by a full 76 percent. Government

If I could have known Cicero, and been his friend, and talked with him in his retirement at Tusculum (beau-ti-ful Tusculum l), I could have died contented.

In this country ... men seem to live for action as long as they can and sink into apathy when they retire.

The trouble with retirement is that you never get a day off.

I'm retired — goodbye tension, hello pension!

There is some chance of my retiring... And yet, though I thought such a proposal when first made was like a Pisgah peep of Paradise, I cannot help being a little afraid of changing the habits of a long life all of a sudden and for ever...

Have you ever been out for a late autumn walk in the closing part of the afternoon, and suddenly looked up to realize that the leaves have practically all gone? You hadn't realized it. And you notice that the sun has set already, the day gone before you knew it — and with that a cold wind blows across the landscape. That's retirement.

Bildad... had concluded his adventurous career by wholly retiring from active life at the goodly age of sixty, and dedicating his remaining days to the quiet receiving of his well-earned income.

Go to any sea-port town and you will see that the Sea-captain who has retired upon his well-earned savings, sets up a weather-cock in full view from his windows, and watches the variations of the wind as duly as when he was at sea, though no longer with the same anxiety.