Quotes About Savings

Even though people receive a tax deduction for interest on mortgage payments, they pay for all their other expenses with after-tax dollars, even after they pay off their mortgage.

The money most people save is after-tax money." For a person to save $10, the real dollar amount earned was $20 because it is ordinary income or 50-percent money. On top of that, the interest that you earn on your savings is also subject to higher taxes.

Today the biggest losers are the poor and middle class, the people who work for money and save money.

For example, if you have a million dollars in savings, earning $20,000 from 2-percent taxable interest rate, and you earn more than $65,000 as a single person or $110,000 as a couple a year, that $20,000 will be taxed at approximately 30 percent, leaving you an effective return from your million dollars of about $14,000. That equates to an effective return of 1.4 percent before inflation.

La inteligencia financiera no se refiere tanto a cuánto dinero gane usted, sino cuánto dinero puede usted conservar, qué tan duro trabaja ese dinero para usted y para cuántas generaciones lo ha conservado.

If I pay myself first, I get financially stronger, mentally and fiscally.

If a young couple would put more money into their asset column early on, their later years would be easier. Their assets would have grown and would be available to help cover expenses. All too often, a house only serves as a vehicle for incurring a home-equity loan to pay for mounting expenses.

Es sólo que yo me pago primero a mí mismo. Incluso antes de pagarle al gobierno.

it's not how much money you make. It's how much you keep, and for how many generations you keep it.

but for most Americans, their highest tax is Social Security.

The rich know that savings are only used to create more money, not to pay bills.

2.?When you come up short, let the pressure build and don't dip into your savings or investments.

the biggest losers are the poor and middle class, the people who work for money and save money.

People who don't take advantage of these legal tax savings are missing a great opportunity to build their asset columns.

struggled to save a few dollars. The other created investments. One dad taught

Social Security is obviously in trouble and can't be relied upon as a source for retirement.

Mantén los pasivos y los gastos al mínimo para que tu dinero esté disponible y puedas seguir vertiendo activos en la columna correspondiente.

Banks see this as good customer relations because, if you have savings with them, you may come in and borrow money too. They want you to do this because they can then charge nine percent or more on what you borrow.

It's not how much you make but how much you keep—and how many generations you keep it.

Today, savers are the biggest losers. Since 1971, the U.S. dollar has lost 95 percent of its value when compared to gold. It will not take another 40 years to lose its remaining 5 percent.

Rich Dad Lesson: "Savers are losers.

While most people do retire on portfolio income

If your pattern is to spend everything you get, most likely an increase in cash will just result in an increase in spending.

The rich know that savings are only used to create more money, not to pay bills. I