Quotes About Interest rates

Over time, low rates can put pressure on the business models of financial institutions.

Government should eschew suasion and directives to banks on interest rates that run counter to monetary policy actions.

Putting an end to usurious rates is not going to be as simple as asking banks to lay down internal guidelines, policies and procedures.

The worst time was in 1985 when house prices crashed and interest rates went up to 14 percent. I was not winning on the snooker table and I had this big image to keep up - and a lifestyle where I lived beyond my means.

What we have to be careful is that if we drop interest rates where the rate of interest is lower than inflation, then savers will not put money in financial savings and move it to gold and real estate, which is bad for India.

Below-target inflation increases the real value of debts owed by households and businesses and reduces the ability of central banks to respond to downturns.

There's been a dichotomy in the world financial markets over the last 30 years between the developed markets and the developing markets. Brazil, for example, always had to pay a lot more in interest to borrow money than governments in developed nations.

It has been said that the Fed's job is to take the punch bowl away just as the party gets going, raising interest rates when the economy is growing too fast and inflation threatens.

The monetary policy committee could either keep rates constant, increase them, or bring them down. There are three options possible compared to when it is accommodative.

The real challenge was to model all the interest rates simultaneously, so you could value something that depended not only on the three-month interest rate, but on other interest rates as well.

Never try to time the bond market. Anyone who claims to know the future of interest rates is certifiable.

The bankers might not have said it in so many words, but gradually their strategy emerged: Target families who were already in a little trouble, lend them more money, get them entangled in high fees and astronomical interest rates, and then block the doors to the bankruptcy exit if they really got in over their heads.

And so Fannie Mae produces very strong results for investors in - when interest rates are high and when interest rates are low, in recession and during booms.

To get great again, we need to recreate what made us great in the first place, and so we're going to have to let interest rates go up.

Greece will not manage to get back on its feet without restructuring its debt. There is no way around it. The country's creditors will have to reduce a portion of its debts by extending maturity dates, lowering interest rates or giving them what's called a 'haircut' in financial jargon.

Refinancing doesn't reduce your debt, it just restructures it, so be clear about what you want to achieve with a refi.

The expectation of gradual policy normalization should reduce the likelihood of outsized movements in interest rates.

Well, we're just now seeing the reductions in mortgage rates. The mortgage rates are based on the ten-year rate and the Fed controls the overnight or the shorter rates.

Low interest rates wipe out savers and devastate middle-class workers. The banksters have orchestrated this wealth transference of trillions, from the poor to the very wealthy. At the expense of everybody who isn't at the top.

Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - and people who have made timely payments are not exempt. So even if you pay off your balance - and that's tough when interest rates are insanely high - there's a good chance your credit limit will be slashed, and that will hurt your FICO score.

I found myself becoming increasingly interested in the policy frameworks that central banks use, and in how those frameworks might be improved.

But at some point a strengthening economy and rising inflation pressures would presumably force us to raise short-term interest rates. It was possible to end up temporarily paying more interest on banks' reserves than we earned on the securities we held, which in turn might lead to several years in which we had little or no profits to remit to the Treasury.

Soon it might make sense to leave rates where they were for a meeting or two while we assessed the economy's prospects.

implying that we had not yet made up our minds whether to end our tightening campaign or to raise rates.