Quotes About Diversification

Diversify across securities, across asset classes, across markets—and across time.

One asset class that belongs in most portfolios is bonds. Bonds are basically IOUs issued by corporations and government units. (The government units might be foreign, state and local, or government-sponsored enterprises such as the Federal National Mortgage Association, popularly known as Fannie Mae.) And just as you should diversify by holding a broadly diversified stock fund, so should you hold a broadly diversified bond fund.

So-called "total stock market" funds will include both real estate companies and commodity products. Broad equity diversification can be achieved with one-stop shopping.

Does achieving extremely broad diversification seem completely out of reach for ordinary investors? Fear not. There are broadly invested, very low-cost funds that can provide one-stop shopping solutions. We will recommend a broadly diversified United States total stock market index fund that includes real estate companies and commodity producers, including gold miners. We

You should diversify over time. Don't make all your investments at a single time. If

Rebalancing will not always increase returns. But it will always reduce the riskiness of the portfolio and it will always ensure that your actual allocation stays consistent with the right allocation for your needs and temperament.

Similarly, the buy-and-hold investor who prudently holds a diversified portfolio of low-cost index funds through thick and thin is the investor most likely to achieve her long-term investment goals.

Thus, purchasing a fund holding all the stocks in a broad-based index will produce a portfolio that can be expected to do as well as any managed by professional security analysts.

By buying a share in a "total market" index fund, you acquire an ownership share in all the major businesses in the economy. Index funds eliminate the anxiety and expense of trying to predict which individual stocks, bonds, or mutual funds will beat the market.

The best choice for your equity investments is a fund indexed to the total world stock market. If you are truly uncomfortable investing in "foreign" stocks, you could choose a domestic total stock market fund. We recommend that you be diversified internationally because the United States represents less than half of the world's economic activity and stock market capitalization. For your bonds, choose a total U.S. bond market index fund.

We have believed for many years that investors will be much better off bowing to the wisdom of the market and investing in low-cost, broad-based index funds, which simply buy and hold all the stocks in the market as a whole. As more and more evidence accumulates, we have become more convinced than ever of the effectiveness of index funds. Over 10-year periods, broad stock market index funds have regularly outperformed two-thirds or more of the actively managed mutual funds.

It's interesting to see how some of the womenswear designers that we have long worked with at Net-A-Porter are developing menswear collections - Christopher Kane, Jonathan Saunders and Richard Nicoll.

I used to play a lot of cricket at the junior level. Then I did my engineering and got interested in singing and playing the guitar. Yes, I'm a musician. From music it was a step away from cinema.

It depends on how my football career goes, but when I am finished, I would love to go the NFL and be a kicker. Even if I got to play just one game, it is something I would like to do.

I think that the Punjabi film industry is growing and is keen to experiment with different genres.

I definitely am keen on doing films in the West.

I don't have a big career plan. I just like to see how things come out, and I just try to keep going in different directions.

We're going to move from a commodity economy where you basically grow the same kind of crops - where a kernel of corn is a kernel of corn is a kernel of corn - to an ingredient economy where there will be a kernel of corn that will be designed for fuel, there will be a kernel of corn designed for livestock.

If I've ever regretted anything, it was putting all my eggs in one basket, holing up and kneeling at the altar of literature, instead of going out and at least reviewing, running around and trying to write for magazines. That would've been the intelligent thing to do, but I didn't, and that was because of fanaticism.

We thought we only wanted X, but having read this application, it seems important to expand our thinking to include Y.

si nous avons assez d'une chose, à tort ou à raison, nous n'avons qu'à nous occuper d'une autre ; rien ne nous oblige à la vilipender ; qui s'est trop occupé d'Aristote peut aller jouer du violon

Just as the most successful industrial plants are adopting the concept of "agile manufacturing," so the most successful contract workers make themselves agile through developing multiple abilities.

Don't put all your eggs in one basket" is all wrong. I tell you "put all your eggs in one basket, and then watch that basket." Look round you and take notice; men who do that do not often fail. It is easy to watch and carry the one basket. It is trying to carry too many baskets that breaks most eggs in this country.

What I would tell young players is that as you get older, the best thing you can do is try to have other interests and have opportunities.