Quotes from Suze Orman

Never cosign a loan. Once you have cosigned, you cannot get out of it - even on your deathbed.

Get rid of debt now.

Cash - in savings accounts, short-term CDs or money market deposits - is great for an emergency fund. But to fulfill a long-term investment goal like funding your retirement, consider buying stocks. The more distant your financial target, the longer inflation will gnaw at the purchasing power of your money.

You should keep a copy of your tax return indefinitely, but you need to save supporting documents for only three years.

Thoughtful financial planning can easily take a backseat to daily life.

The only way you will ever permanently take control of your financial life is to dig deep and fix the root problem.

When you lose something in your life, stop thinking it's a loss for you... it is a gift you have been given so you can get on the right path to where you are meant to go, not to where you think you should have gone.

It's impossible to map out a route to your destination if you don't know where you're starting from.

Recast your current problems into proactive goals.

When someone chooses to value herself over the things she can buy, true transformation begins.

If there is anyone dependent on your income - parents, children, relatives - you need life insurance.

If a child, a spouse, a life partner, or a parent depends on you and your income, you need life insurance.

Nothing's greater in life to see somebody who doesn't have start to value who they are and, as soon as they feel valued, they can change this world too.

When you're happy you find pure joy in your life. There are no regrets in this state of happiness - and that's a goal worth striving for in all areas of your life.

In order to live a rich life, everything about who you are must be one, in alignment, and in pure harmony.

You have got to be the masters of your own financial future.

Yes, your kids should go to school. No, you shouldn't bankroll their degree whatever the cost. You've spent your life creating a sound financial plan; don't upend it by suspending your retirement savings or taking out a home equity line of credit to pay for a pricey college.

Financial advice needs to change according to what is happening in the economy.

We tend to focus on assets and forget about debts. Financial security requires facing up to the big picture: assets minus debts.

People first, then money, then things.

With success comes unhelpful criticism - ignore it.

I'm in a relationship with life. My life is just out there. I'm on the road every day. I love my life.

How you end something as profound and important as a marriage is a reflection of how you live your life--financially, emotionally, and spiritually.

Put your financial life on autopilot as a form of 'forced' saving.