Quotes About Budgeting

When you're borrowing 40 cents of every dollar that you spend, that can't continue much longer. I think everybody really does understand that, and it's going to require all of us - those who are the most fortunate among us - but it's really going to require every American to contribute to a solution.

I've organized everything for my family since I was little. I know how to delegate and budget. I solve people's problems.

A cardinal rule in budgeting and saving is to pay yourself first. Once your paycheck hits your account, wisdom has it that you should move some amount to savings even before you pay the bills.

Mere parsimony is not economy. Expense, and great expense, may be an essential part in true economy.

Although I was paid a salary in Ann Arbor, my wife and children and I drank powdered milk at six cents a quart instead of the stuff that came in bottles. I was a tightwad.

You can have 10 bucks to 10 million bucks and if you got a crew, imagination and a lot of people willing to turn in some work next to nothing, you going to have a feature. But you can't get beyond how expensive marketing the movie is, it's so crushing.

Just don't spend your money, and you're well on your way to becoming a millionaire.

QUESTION 2: DO YOU KNOW HOW MUCH YOUR FAMILY SPENDS EACH YEAR FOR FOOD, CLOTHING, AND SHELTER? Almost two-thirds of the millionaires surveyed (62.4 percent) answered "yes" to this question.

Operate your household like a productive business.

They became millionaires by budgeting and controlling expenses, and they maintain their affluent status the same way. Sometimes

An increase in cash flow generally translates into significant increases in consumption. Is it any wonder that only a small portion of Americans are financially independent?

Being frugal is the cornerstone of wealth-building

They became millionaires by budgeting and controlling expenses, and they maintain their affluent status the same way.

A good start is to keep an accurate record of each and every expenditure that your family makes each month. Or ask your accountant to help you set up a system for tabulating and categorizing these expenditures. Then work with her to develop a budget. The goal is to enable you to set aside for investing purposes at least 15 percent of your pretax income each year. By the way, this "15 percent method" is Mr. Gif-ford's simple strategy for becoming affluent. CAR-SHOPPING

Never spend your money before you have it.

Never spend your money before you have earned it.

Back then, the rule of thumb was that housing costs—whether rents or mortgage payments—should not take more than one-fourth of a person's income. In 1901, housing costs took 23 percent of the average American family's spending. By 2003, it took 33 percent of a far larger amount of spending.

Expenditure rises to meet income.

My mother, she had a very good attitude toward money. I'm very grateful for the fact that we had to learn to save. I used to get like 50 pence a week, and I'd save it for like five months. And then I'd spend it on Christmas presents. I'd save up like eight pounds. It's nothing, but we did that.

Do you know how much a freaking baby costs? A million dollars.

If you wait to see how much money you have left at the end of the month to put toward savings, the answer may be zero. So, set up an automated monthly transfer from your checking to savings account. Once you lock into that commitment, you'll be forced to scale back spending to make ends meet.

Mere parsimony is not economy . . . expense, and great expense, may be an essential part of true economy.

He who will not economize will have to agonize.

I'm not an extravagant person. You don't get a chance to spend money when you're working on a TV show.