Quotes About Budgeting

I love the feeling of having as close to a steady job as you can ever have as an actor. I'm not an extravagant spender, so when I work on a TV show for a season or do a bunch of episodes as a reoccurring, I try to spread the money that comes from that out so that I can do these movies that are important to me.

One suggestion my wife and I have used in our personal finance courses we teach at college is simply writing down all expenditures and seeing where the money goes. That alone will cause heads of households to think twice about x, y or z expenditure, and to consider carefully whether they really need something or not.

Three reasons not to have a [spending] plan: 1. You're rich enough to buy anything you want and still have plenty of money left over. 2. I forget the other two.

In fact, the bigger the bill, the less likely you are to spend it. If you want to really save money, spend only cash and carry only fifty-dollar bills.

The only way two ever live more cheaply than one is if one of them gives up what he or she wants.

We all only have a certain amount of money and that means yes, we have to make choices and sometimes those choices mean we don't get what we want.

I write for people who are good money managers and want to know how to be even better stewards over their money.

America has to ask itself not what it wants, but what it can afford.

It is a tragic mix-up when the United States spends 500,000 for every enemy soldier killed, and only 53 annually on the victims of poverty.

There wasn't much left at the end of the month for her favorite luxuries—great clothes and hardback books, but she didn't mind. She bargain-shopped and used the library.

When preparing to travel, lay out all your clothes and all your money. Then take half the clothes and twice the money.

The last thing family and friends want is for you to spend money on them that you don't have or that you can't really spare.

Your goal should be to pay off your credit card bills in full at the end of each month and set aside money toward your emergency savings.

Rather than saying, 'My checking account is a wreck ' change it to 'I will learn how to track my spending and balance my checkbook.'

If you're not staying on top of your money, you are putting your financial well-being at risk.

Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings.

Take a spin through your monthly spending and challenge yourself to cut your nonessential costs by at least 20%—something I recommend whether you are 35 or 75.

At a minimum I want you to figure out a way to set aside 15% of your pre-tax salary each and every year, starting as early as possible. If you wait until your 40s and 50s to get serious about saving, you will need to set aside 25% or more of your gross salary.

Your mortgage, property tax, and insurance (called PITI) should not exceed 25% of your gross (pre-tax) monthly income.

Your PITI and all other debts should not exceed 36% of your gross monthly income.

I am going to challenge you not merely to live within your means, but to live below your means.

Reduce your monthly expenses so you can add more to your mortgage payment.

I've got a balance sheet. Every year I have to figure out how much I generate and what I spend, and keep those two somewhat in relationship.

Always make sure you have your rent. At the end of the month, if you have to eat Ramen for a week because you won't have your rent money, just do it but make sure your rent is all there so you're not stressing about that. As long as you have your rent at least you have somewhere to live.