Quotes from Dave Ramsey

When you create a basic budget and stick to it, it will suddenly seem like you have more money.

Debt is normal. Be weird.

Money is not good or evil. It has no morals or intentions on its own. Money reflects the character of the user.

Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it

After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.

We have a retirement crisis in America today nor from a lack of money, but from a lack of vision

You don't want to have so much money going toward your mortgage every month that you can't enjoy life or take care of your other financial responsibilities.

Broke is normal. Why be normal?

Remember, there's ultimately only one way to financial peace, and that's to walk daily with the Prince of Peace, Christ Jesus.

Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.

I believe that through knowledge and discipline, financial peace is possible for all of us.

Adults devise a plan and follow it, children do what feels good.

If you aren't really careful, 'The Good Enough' can become the enemy of 'The Best.'

Great talent stands in line to join your team because the culture becomes the stuff of legend.

The paid-off home mortgage has taken the place of the BMW as the status symbol of choice.

Live no one else today, so you can live like no else tomorrow

We've really got to stop looking to Washington to fix our problems. It obviously doesn't have the ability to do that. People who are successful are not successful because of the president.

Some people are just stuck in their ways and have been brainwashed into believing that credit cards and debt are an unavoidable part of life.

Babies are wonderful, important things. Having kids, even the thought of having kids, is a big emotional deal. But sometimes it can cause people to change their financial plans and directions.

As parents, we teach our kids about things we feel competent in. That's why so many parents don't teach their kids about money.

You don't need credit.

My wife, Sharon, and I started with nothing when we got married. I was driving a 1902 Pinto and eating off a card table.

Bosses push, Leaders pull. Real leadership is servant leadership.

True leadership is servanthood. Put the interests of others at the center of your decisions.