Quotes from Dave Ramsey

out-of-bounds marker or the game is hard to play. One of the leading causes of small-business failure is success

In 1 Timothy 6:17, Paul tells Timothy, his young apprentice, "Command those who are rich in this present age not to be haughty, nor to trust in uncertain riches but in the living God, who gives us richly all things to enjoy.

You can see that I've heard all the excuses and complaints, but here's the deal: budgeting is crucial to your success. Your income is your responsibility. If you get to retirement with a mountain of debt and nothing to live on, it's no one else's fault. But beyond the obvious financial benefits to taking control of your money, there are a ton of other reasons to pull out the budget forms every month.

You see, if you will live like no one else, later you can live like no one else.

As long as the sun was shining, life was a party, and the pig with brick seemed kind of nerdy, or overly conservative, or even fanatical. But when their stupid theories were stress tested, their houses fell.

A lot of beginners in business think of marketing merely as selling.

Retirement in America has come to mean "save enough money so I can quit the job I hate.

Foundations in Personal Finance.

Wealth-building is a crockpot, not a microwave.

Es parte de la naturaleza humana desear algo y desearlo ya; es también un signo de inmadurez.

Si el consumidor estuviera libre de deudas y viviera dentro de los límites de sus recursos, su confianza estaría bien fundada.)

A budget is people telling their money where to go instead of wondering where it went." You

Visa's Zero Liability policy covers all Visa credit—and debit-card transactions processed over the Visa network. Visa extends the same protections and benefits to its debit cards as it does to credit cards—including the ability for credit-card issuers to resolve merchant disputes on the cardholder's behalf if goods were defective or weren't received, you were overcharged, or for other reasons.

Un presupuesto es cuando la gente dice a su dinero dónde ir, en lugar de averiguar adónde fue».

If she were to invest $3,500 in a mutual fund averaging 12 percent, upon an average death age of seventy-eight, Sara's mutual fund would be worth $368,500!

investments are like manure. Left in one pile, it starts to stink. But when you spread it around, it grows things. I bet your financial guy never laid it out like that!

If you will live like no one else, later you can live like no one else.

Act your wage.

A budget is telling your money where to go instead of wondering where it went.

You must gain control over your money or the lack of it will forever control you.

For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down.

Change is painful. Few people have the courage to seek out change. Most people won't change until the pain of where they are exceeds the pain of change.

That stupid saying "What you don't know can't hurt you" is ridiculous. What you don't know can kill you. If you don't know that tractor trailer trucks hurt when hitting you, then you can play in the middle of the interstate with no fear - but that doesn't mean you won't get killed.

You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.