Quotes from Dave Ramsey

The only reason to go into business is to make money. You have to work hard at it. If you're not passionate about it, you'll burn out so fast that it is incredible.

There's a great place to go when you're broke--to work!

I always laugh and say I met God on the way up, and I got to know him on the way down. And so, as I'm crashing and losing everything, a lot of people run to God when they are struggling. And I was no exception.

I have done stupid with a lot of zeros on the end of it. I know what it looks like.

As much as I want to help people, I had to accept the fact long ago that being stupid with money isn't illegal.

I'm not against people having new cars. I'm against them having you. We spend a tremendous amount impressing somebody at the stoplight who we'll never meet. It makes you broke and keeps you broke.

If you buy a $28,000 car, in four years it will be worth about 11,000 bucks.

People are in such a hurry to launch their product or business that they seldom look at marketing from a bird's eye view and they don't create a systematic plan.

Christmas is about giving. Be outrageously generous. Have fun, enjoy the process....then keep it up all year.

Change is painful. Few people have the courage to seek out change. Most people won't change until the pain of where they are exceeds the pain of change.

Life will not make allowance for you, but it will pay you what you earn.

Just keep taking the next step and keep having excellence in the ordinary.

Be an evangelist with your excellence.

For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down.

Feeling lost? Take a dream and convert it into small goals, then start taking the steps to hit those goals.

Goals convert vision into ENERGY.