Quotes from Dave Ramsey

70% of Americans live paycheck to paycheck. Seven out of ten people you walk past going down the sidewalk are broke. You can model your life after them, and you will be one of them. Or you can mode your life after the weird people. Because wealth is unusual. It's not normal. So you have to engage in unusual behaviors and habits to create unusual results

Winning at money is 80 percent behavior and 20 percent head knowledge.

There is tremendous satisfaction in working your tail off to hit a goal, then winning. It is worth the work.

If you want to be skinny, study skinny people, and if you want to be rich, do what lots of rich people do, not what some mythsayer says to do.

The bridge between failure and success is hope. THOMAS JEFFERSON

If you are going to open a retail store you would want to consider Christmas. Most retailers make the majority of their entire year's income between

A natural saver is great until he never spends and is tight-fisted with giving. A natural spender is great until she finds herself deeply in debt and unable to give. A natural giver is great until there are no savings when a problem arises and there is no personal enjoyment of money.

Fun can be bought with money, but happiness cannot.

Financial Peace Jr.

A man with an experience is not at the mercy of a man with an opinion.

Only if you mix knowledge with attitude, character, perseverance, vision, diligence, and extreme levels of work will your college degree produce for you.

We want it all, and we can borrow to get it all, before we can afford it all.

If you will do the things others won't do then some day you will have the life others won't have.

Being the highly trained investment mogul that I am, I could certainly find places to put that money where it would earn more. Or would it? Remember, personal finance is personal. I have come to realize that Sharon's peace of mind bought with the oversized emergency fund is a great return on investment. Guys, this can be a wonderful gift to your wife. An Emergency Fund Can

At this stage in The Total Money Makeover, you are the Mr. Universe of Money, with serious abs, pecs, and quads. You have all this financial muscle, so now you should do something intentional with it. It is not just to look at. We built this financial superbody for a reason. To have FUN, INVEST, and GIVE.

we buy things we don't need with money we don't have in order to impress people we don't like.

I learned early on that work creates discipline, and when you have discipline in your life, you are a healthier person.

Good to Great by my friend Jim Collins.

If I loan money to a friend or relative, the relationship will be strained or destroyed. The only relationship that would be enhanced is the kind resulting from one party being the master and the other party a servant.

Ochenta por ciento de los que se gradúan de la universidad tienen deudas de tarjetas de crédito... ¡ antes de tener empleo!

Proverbs 22:7: "The rich rule over the poor, and the borrower is slave to the lender

La Rochefoucauld once said, "The most untutored person with passion is more persuasive than the most eloquent without.

Los adolescentes estadounidenses se ven a sí mismos como adultos si poseen una tarjeta de rédito, un teléfono celular y una licencia de manejar.

People will not buy from you if they don't trust you, your product, and your company.